The fundamental principle underlying all personal injury law is simple: When one’s carelessness or recklessness hurts someone, they must pay for the harms and losses caused. The effects of a sudden death or injury can be physically, emotionally, and financially devastating. While the impact can last for years or lifetimes, a person can generally only seek recovery once—you can’t ask for more later because your injuries were worse than you realized or the financial toll was greater than anticipated.     As such, it is critical to retain an experienced attorney to navigate the complex liability, insurance, and damages issues that inevitably arise.